Rates

CHECKING / MONEY MARKET / SAVINGS ACCOUNTS

Account Name

Interest Rate

APY*

STATEMENT SAVINGS:

 

 

$00.00 - $2,500.00

0.10%

0.10%

$2,500.01 - $10,000.00

0.20%

0.20%

$10,000.01 +

0.30%

0.30%

KID'S LIFE SAVINGS CLUB:

 

 

(ANY BALANCE)    MAXIMUM AGE:  17 YRS.

1.75%

1.76%

MONEY MARKET CHECKING:

 

 

$0.00 - $2,500.00

0.10%

0.10%

$2,500.01 - $10,000.00

0.20%

0.20%

$10,000.01+

0.30%

0.30%

N-O-W ACCOUNT:

 

 

$0.00 - $2,500.00

0.10%

0.10%

$2,500.01 - $10,000.00

0.20%

0.20%

$10,000.01 - $250,000.00

0.30%

0.30%

$250,000.01 and up

0.25%

0.25%

STUDENT LIFE CHECKING:

 

 

(ANY BALANCE)    MAXIMUM AGE:  25 YRS.

1.75%

1.76%

INVESTMENT ACCOUNT:

 

 

$1,000.00 - $25,000.00

0.10%

0.10%

$25,000.01 - $100,000.00

0.25%

0.25%

$100,000.01 - $200,000.00

0.35%

0.35%

$200,000.01 - $500,000.00

0.50%

0.50%

$500,000.01 and up

0.15%

0.15%

 

 

 

 

CERTIFICATES OF DEPOSIT

$500.00 MINIMUM DEPOSIT

 

 

Term

Interest Rate

APY*

30 DAY

0.10%

0.10%

3 MONTHS

0.25%

0.25%

6 MONTHS

0.35%

0.35%

12 MONTHS

0.65%

0.65%

18 MONTHS

0.75%

0.75%

24 MONTHS

0.85%

0.85%

30 MONTHS

1.00%

1.00%

60 MONTHS

1.50%

1.51%

 

 

 

INDIVIDUAL RETIREMENT ACCOUNTS

$500.00 Minimum Deposit

 

 

Term

Interest Rate

APY*

6 MONTHS

0.35%

0.35%

12 MONTHS

0.65%

0.65%

18 MONTHS

0.75%

0.75%

24 MONTHS

0.85%

0.85%

30 MONTHS

1.00%

1.00%

60 MONTHS

1.50%

1.51%

 

 

 

*APY = Annual Percentage Yield

RATES EFFECTIVE THRU: 05/02/2013

401 Main Street
McGregor, Texas 76657
(Physical Address)

P.O. Box 387
McGregor, TX 76657
(Mailing Address)

Phone: (254) 840-2836
Lobby Hours:
Mon. - Thurs. : 9am - 5pm
Friday : 9am - 6pm

Drive - Thru Hours:
Mon. - Friday : 7:30am - 6pm


27000 Hwy. 84
McGregor, Texas 76657

(Physical Address)

P.O. Box 387
McGregor, TX 76657
(Mailing Address)

Phone: (254) 840-2836
Lobby Hours:

Mon. - Thurs. : 9am - 5pm
Friday : 9am - 6pm
Saturday : 9am - 12pm

Drive - Thru Hours:
Mon. - Friday : 7:30am - 6pm
Saturday : 9am - 12pm

 

ATM Locations

401 Main Street
Hours: 24 Hrs. Daily

Hwy. 84 at Bosque Lane
Hours: 24 Hrs. Daily

 

 

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts and Interest on Lawyers Trust Accounts (“IOLTAs”).

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

info@fnb-mcgregor.com
First National Bank of McGregor - Serving McGregor for over 100 years.
401 Main Street, Downtown McGregor & 27000 Hwy. 84, South Bosque | (254) 840-2836 | fax: (254) 840-9515
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