CHECKING / MONEY MARKET / SAVINGS ACCOUNTS

Account Name

Interest Rate

APY*

STATEMENT SAVINGS:

$00.00 - $2,500.00

0.10%

0.10%

$2,500.01 - $10,000.00

0.20%

0.20%

$10,000.01 +

0.30%

0.30%

KID'S LIFE SAVINGS CLUB:

(ANY BALANCE)    MAXIMUM AGE:  17 YRS.

1.75%

1.76%

MONEY MARKET CHECKING:

$0.00 - $2,500.00

0.10%

0.10%

$2,500.01 - $10,000.00

0.20%

0.20%

$10,000.01+

0.30%

0.30%

N-O-W ACCOUNT:

$0.00 - $2,500.00

0.10%

0.10%

$2,500.01 - $10,000.00

0.20%

0.20%

$10,000.01 - $250,000.00

0.30%

0.30%

$250,000.01 and up

0.25%

0.25%

STUDENT LIFE CHECKING:

(ANY BALANCE)    MAXIMUM AGE:  25 YRS.

1.75%

1.76%

INVESTMENT ACCOUNT:

$1,000.00 - $25,000.00

0.10%

0.10%

$25,000.01 - $100,000.00

0.25%

0.25%

$100,000.01 - $200,000.00

0.35%

0.35%

$200,000.01 - $500,000.00

0.50%

0.50%

$500,000.01 and up

0.15%

0.15%

CERTIFICATES OF DEPOSIT

$500.00 MINIMUM DEPOSIT

Term

Interest Rate

APY*

30 DAY

0.10%

0.10%

3 MONTHS

0.25%

0.25%

6 MONTHS

0.35%

0.35%

12 MONTHS

0.65%

0.65%

18 MONTHS

0.75%

0.75%

24 MONTHS

0.85%

0.85%

30 MONTHS

1.00%

1.00%

60 MONTHS

1.50%

1.51%

INDIVIDUAL RETIREMENT ACCOUNTS

$500.00 Minimum Deposit

Term

Interest Rate

APY*

6 MONTHS

0.35%

0.35%

12 MONTHS

0.65%

0.65%

18 MONTHS

0.75%

0.75%

24 MONTHS

0.85%

0.85%

30 MONTHS

1.00%

1.00%

60 MONTHS

1.50%

1.51%

*APY = Annual Percentage Yield

RATES EFFECTIVE THRU: 05/02/2013