First National Bank of McGregor is proud to offer the most up to date state-of-the-art financial services in addition to other traditional services. We are committed to make sure that you receive the level of service you expect and deserve.

New Accounts

First National Bank offers a wide variety of account options, including unlimited checking, interest-bearing accounts, no required minimum balance accounts, commercial checking, savings accounts, certificates of deposit accounts and IRA's. You are sure to find an account option that is just right for your financial needs. One of our representatives will be happy to discuss them in detail, and help you determine which is the best choice for you.

Lending

At First National Bank we understand that there are a variety of reasons customers need loans. That's why we offer numerous types of loans including: Personal Loans, Personal Credit Cards, Motor Vehicle Loans, Construction Loans, Residential Mortgage Loans, Home Equity Loans, Home Improvement Loans, Commercial Loans, Agricultural Loans. Our loan products offer very competitive rates and terms so whatever your lending needs may be let one of our experienced and caring loan officers assist you in meeting those needs. * *subject to credit approval.

Trust Services

The Trust Department of the First National Bank of McGregor provides professional services in the administration of trusts, estates, conservatorships, agencies, escrows and custodial accounts. Our Trust Department can serve as the executor for your estate and handle the needs of your trust. Professional services offered by our Trust Services include the following: Estates Executor Under Will Administrator by appointment, Trustee for Trusts Under Will Revocable Trusts, Property Management - (Farm, Commercial and Residential), Escrow Depository, Guardian and Conservator, Agency and Custodian Services, Keogh and IRA Plans - Self DirectedServices are available on most accounts, which are included in our regular fees, are: Safekeeping of Assets, Collection and disposition of income from accounts. Administration of each account under documentary and statutory provisions. Financial and asset information reporting. Consultation with Trust Officer as necessary.

Internet Banking

Online banking is an avenue through which First National Bank is able to provide the most convenient and technologically advanced financial services to our customers. The features include 24-hour access to account information, in-bank transfers, and electronic bill payment through the FundsXpress Financial Network system. Internet Banking with First National Bank offers the following: Account Inquiries, In-Bank Transfers, Electronic Bill Payment Service, Detailed Transaction Histories, Account Statements, Download Account Information into software applications such as Microsoft Money, Excel, Quicken and Lotus 1-2-3.Commercial customers benefit as well with cash management tools designed to streamline many of the tasks required to manage your business. Businesses receive all of the benefits of basic Internet banking, plus the following: ACH Origination, Payroll Direct Deposit, Electronic Federal Tax Payment System, Wire Transfers

Other Bank Services

- ATM CARDS
- VISA CHECK CARD
- CREDIT CARDS
- MERCHANT CARD SERVICES
- CASHIER'S CHECKS
- TRAVELER'S CHECKS
- SAFE DEPOSIT BOXES
- BANK-BY-MAIL
- NIGHT DEPOSITORY
- MEDALLION/SIGNATURE GUARANTEE
- SAVINGS BONDS
- NOTARY SERVICE