Personal Banking Services

We offer state-of-the-art financial services in addition to other traditional services. We are committed to make sure that you receive the level of service you expect and deserve.

New Accounts

We offer a wide variety of account options like unlimited checking, interest-bearing accounts, no required minimum balance accounts, commercial checking, savings accounts, certificates of deposit, and IRA’s. You are sure to find an account option that is just right for your financial needs. One of our representatives will be happy to discuss them in detail to help you determine which is the best choice for you.


We understand that there are a variety of reasons customers need loans. That’s why we offer Personal Loans, Personal Credit Cards, Motor Vehicle Loans, Construction Loans, Residential Mortgage Loans, Home Equity Loans, Home Improvement Loans, Commercial Loans, and Agricultural Loans. Our loan products offer competitive interest rates and terms.  Let one of our experienced and caring loan officers assist you in meeting those needs.

* *subject to credit approval.

Trust Services

Our Trust Department provides professional services in the administration of trusts, estates, conservatorships, agencies, escrows, and custodial accounts. We can serve as the executor for your estate and handle the needs of your trust. Professional services offered by our Trust Department include Estates Executor Under Will Administrator by appointment, Trustee for Trusts Under Will Revocable Trusts, Escrow Depository, Guardian, and Conservator.  We also offer Property Management for Farm, Commercial and Residential properties. Finally, we offer Agency and Custodian Services, Keogh, and IRA Plans.  Self Directed Services are available on most accounts and include safekeeping of assets, collection and disposition of income from accounts, administration of each account under documentary and statutory provisions, financial and asset information reporting. Please consult with one of our Trust Officers to help decide which services you require.

Internet Banking

Online banking is an avenue through which we are able to provide the most convenient and technologically advanced financial services to our customers.  Internet Banking with us offers 24-hour access to your account inquiries, in-bank transfers, electronic bill payment service, detailed transaction histories, and account statements. Our customers can download account information into software applications such as Microsoft Excel, Quicken, and Quickbooks.  Commercial customers benefit as well with cash management tools designed to streamline many of the tasks required to manage your business. Businesses receive all of the benefits of basic Internet banking plus ACH Origination and Payroll Direct Deposit.

Other Bank Services

  • Visa Check Card
  • Credit Cards
  • Merchant Card Services
  • Cashier’s Checks
  • Safe Deposit Boxes
  • Bank-By-Mail
  • Night Depository
  • Medallion/Signature Guarantee
  • Notary Service
  • Wire Transfers